Blue Shield Announces 2025 Rate Increases for Medicare Supplement Plans

Blue Shield Announces 2025 Rate Increases for Medicare Supplement Plans

Blue Shield has announced upcoming rate adjustments to their Medicare Supplement plans, effective July 1, 2025. These increases will impact several popular plans, with changes varying by plan type, member age, and geographic location.

Here’s a quick overview of the average rate increases:

  • Plan A and Plan N: Average increase of 7%
  • Plan G and Plan G Extra: Average increase of 11.9%
  • Plan F Extra¹: Average increase of 9.9%
⚠️ Note: These percentages are estimates. Actual premium increases may differ based on your age and where you live.

Who Is Affected?


Members who are not under a rate guarantee or enrolled in the Welcome to Medicare Rate Savings Program will typically see one premium increase per year, based on their age as of July 1st.

This means if you're currently in your rate guarantee period or benefiting from special introductory pricing, you may not see a change right away. However, once that period ends, you can expect your premium to adjust annually.


What You Can Do


We understand that premium increases can raise questions about affordability and value. Now may be a good time to:

  • Review your current coverage
  • Compare other plan options that may better fit your needs or budget
  • Discuss alternatives like switching to a different Medigap plan or exploring Medicare Advantage options

If you're unsure how these changes affect you, or if you're looking to explore cost-saving alternatives, we’re here to help.


📧 Email: [email protected]
📞 Call: 858-376-7801


Let’s review your options and find the right plan for your needs.

Get in Touch

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